Your Spiritual Net Worth

Your Spiritual Net Worth

March 10, 2024

Series: Be Well

Jason Cusick

Jason Cusick

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Does your relationship to money come to mind when you think about the topic of wellness? It should! Jesus talked about money more than any other topic! How we earn, save, and generously give money to others is a key component of God’s intended life of wellness. This week in our BE WELL series, we’ll explore ‘Financial Wellness’ by looking through the eyes of a woman who gave all she had to Jesus.

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Groups Discussion Guide

To view the Leader Guide for this week, click here.

To view a .docx version of this guide, click here.

Introduction 

Last week we talked about how Jesus cares for our minds and our bodies. As we seek to follow Jesus, we should be taking care of our mental, physical, and emotional wellness; this helps us glorify God by reflecting his image to the world around us.  

Take a few minutes to ask how everyone is doing and what steps they have made to seek wellness in their mental, physical, and emotional health over the past week. 

After your time of connecting, begin your meeting with prayer.  

Key Verse for the Week  

*Read this verse, then encourage the practice of memorization through the week. 

1 Chronicles 16:34 

“Give thanks to the Lord, for he is good! His faithful love endures forever.” 

**When practiced consistently, memorizing Bible verses can be an important spiritual practice that centers your mind around the truth that God has given us. 

Connect   

  • How much value do you put into finances? What, in your opinion, is the most important reason for money in your life?  
  • How often do you consider others with how you use your finances? 
  • What do you think should be the priority for how to use money in your life? How does this affect the way you spend your time and energy? 

Opening Thought  

Many times, we can think about our financial situation in terms of what we want to save or what we want to spend. We might want to earn as much as we can so we don’t have to worry about being able to pay for our needs in life or we might want to earn just so we can spend money on the things we want. Jesus invites us to look at our finances from a different lens than ourselves so we can trust him, be grateful to God for his gift of the finances we have, and be generous to others because God is generous to us.  

This leads us to our big idea for this week:  

Big idea for the week  
We should make Jesus the priority in our financial life.  

Unpack 

Go around your group and have someone read each of the following verses, then discuss the connected questions. 

Read  

1 Thessalonians 5:16-18 

Hebrews 13:5-6 

1 Timothy 6:6-10 

Unpack

  • Why do you think that pursuing money can become a trap for people?  
    • Is this always true? What do you think is important for a follower of Jesus to remember and implement in their lives when it comes to money? 
  • Why do you think the biblical authors of the verses we just read called their audience to be content with what they have? 
    • Why is it important to remember that what you have is a gift? Why is it important to be grateful for what God has given you? 
  • The verses in 1 Thessalonians we read encourage the audience to “always be joyful” and “be thankful in all circumstances”.  
    • What place do joy and thankfulness have in your life when you think about your financial wellness? 

Read  

Proverbs 3:9-10 

2 Corinthians 9:6-10 

Acts 20:28 

Unpack 

  • How can being faithful in giving to the church help us be faithful in our relationship to God?  
    • How can you expand your generosity to more than just your immediate church community? How can this doing this broaden our view of God’s plan for his people? 
  • What role should your community have in the way you use your finances? How can this help us view our finances as not our own? 

Apply 

Based on the verses we just read, there are some things that we can do in response. Take a moment to discuss these questions as a group to decide what your personal action steps for the week can be: 

  • How will you re-center your value of money around God? 
  • How do you plan to intentionally prioritize Jesus in your finances? 
  • How will your group start thinking about ways to be more financially well together? 

Closing 

Read the first section with your group, then move to the Prayer and Verses section: 

When we prioritize ourselves our finances with Jesus at the center, it helps us to remember that God is the reason we have what we have. This week, take time to be with God and thank him for his gift of finances. As we are grateful, it causes us to be generous. All these things are ways to grow closer to Jesus as we become healthier financially.  

Prayer and Verses 

Ask for prayer requests and conclude your time with prayer then share the Key Verse for the Week and Daily Devotional Verses with the group. 

Daily Devotional Verses  

Use the S.O.A.P. method to reflect on the verses below. 

Scripture: Read the verses several times. Reading out loud can be helpful as well. 
Observation: What can you see about the scripture you read? 
Application: What is God wanting you to believe, do, or feel, based on what you have read? 
Prayer: This is a chance to talk to God about what you have read and ask him for help in living out what you’ve learned. 

Day 1: Proverbs 23:4-5 

Day 2: John 21:15-17 

Day 3: Acts 2:41-47 

Day 4: Psalm 136:1 

Day 5: Proverbs 19:17 

Day 6: Psalm 37:5-7 

Key Verse for the Week  

1 Chronicles 16:34 

“Give thanks to the Lord, for he is good! His faithful love endures forever.” 

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PAUL & HOLLY ZWIERZYNSKI

  • Translating the Bible Support
  • North Carolina

Paul and Holly Zwierzynski serve at the JAARS Center in Waxhaw, North Carolina, where they support Bible translation efforts around the world. Paul specializes in solar power and computer networking. He helps missionaries use low-power computers in remote areas and sets up reliable internet connections using tools like satellite and radio links. His work has supported over 180 field sites, allowing translation teams to collaborate across long distances. Holly works in the translation office as a project assistant. She helps develop Old Testament translation guides and reference materials used by Bible translators worldwide. Before moving to North Carolina, Paul and Holly served in Cameroon, where their passion for this work first began.

JERRY & BETH TUCKER

  • Caring for Christian Workers
  • Southern California

Jerry and Beth help prepare new missionaries for the field by leading orientation, providing training, building teams, and offering mentorship during the first year of overseas service. They serve with Wycliffe, a Bible translation organization, and bring years of experience to this important work. Their work began in 1995 in the Philippines, where they served as dorm parents and teachers. Both Jerry and Beth grew up at Journey of Faith, and the church has been supporting their ministry for 30 years. They remain committed to serving for many years to come.

TOM SHECK

  • Youth Development
  • South Bay

 Tom serves as the South Bay Director for the Fellowship of Christian Athletes. His goal is to see lives changed through the influence of athletes and coaches on middle school and high school campuses. FCA focuses on values like integrity, serving, teamwork, and excellence. The ministry equips students and coaches to grow in their faith and lead others by starting small group gatherings on campus, known as “Huddles.” These groups become places of encouragement, leadership, and spiritual growth within the school community.

CODY & LEXI SCRIVENS

  • Meeting Community and Church Needs
  • Dublin, Ireland

 Cody and Lexie are serving in Ireland, partnering with a local church to build relationships and share the message of Jesus. Their work takes place in a culture shaped by both deep religious tradition and growing secularism. Navigating this tension is challenging, especially in light of Ireland’s complex religious history, but they remain committed to reaching people who often feel distant from faith.

BRYAN & JACINDA MARTIN

  • Meeting Community Needs
  • Philippines

 The Martin family is planting churches in the Philippines through World Team. One of the key ways they serve is by caring for creation. They work with vulnerable communities that are struggling as natural resources become scarce. By teaching sustainable practices for managing the environment, they help meet practical needs while also creating space to share about God’s design for humanity and introduce people to the Creator.

BARBARA LEE

  • Caring for Christian Workers
  • San Diego, CA

Barbara supports missionary families by helping their children access quality education and navigate the many transitions that come with cross-cultural life. She currently leads the Indonesia MK (Missionary Kid) Care and Education Team, providing guidance, resources, and support for families across the region. In late 2025, she will join the U.S.-based MK Care and Education Team, where she will train new missionaries, equip education consultants, offer academic testing, and provide personalized educational help for families preparing to serve.

K & L

  • Starting New Churches
  • Southeast Asia

L and K are working to start churches among ten large, unreached, and unengaged people groups in Southeast Asia. They also lead a growing team that has expanded from 11 to 22 units since the pandemic, increasing their reach and impact in the region.

TIM & ERICKA HARRIS

  • Caring for Christian Workers
  • Oregon

 Tim and Ericka Harris understand the preparation, training, and lifelong commitment it takes to serve in missions. Their work has included cross-cultural ministry throughout Latin America, including eight years living and serving in Costa Rica with their family. Out of a desire to support those serving in demanding ministry roles, they provide pastoral care to missionaries, pastors, and ministry leaders around the world. Through their R.E.S.T. initiative—Retreat, Encouragement, Safety, and Transformation—they offer spaces for leaders on every major continent to step away, recharge, and return to their work with renewed strength and clarity.

MARK & BRENDA HALL

  • Starting New Churches
  • Guadalajara, Mexico

Mark and Brenda Hall moved to Guadalajara, Mexico, in 2018, where Mark now serves as a teaching pastor at English Fellowship. The church brings together people from different cultures, backgrounds, and denominations, serving both international residents and Mexican nationals living in the city for work. Although their focus is now in Mexico, they remain connected to their previous work in Guatemala, where they spent 18 years investing in the lives of young people. Their move to Guadalajara opens new doors to build relationships, support the local community, and share the message of Jesus in meaningful and relevant ways.

RICH FRAZER

  • Developing Indigenous Pastors
  • Nepal and North India

The Fraziers serve with an organization called SOS, which stands for Spiritual Overseers Service International. Rick serves as the president and helps lead the organization’s three core objectives. The first is evangelism, which focuses on spreading the message of Jesus. The second is discipleship, aimed at strengthening the global Church. And the third is compassion, which means meeting the physical and spiritual needs of fellow believers. The Fraziers train Christian leaders and partner with Tabernacle Ministries in Nepal and North India. Through this work, SOS is mentoring more than 100 leaders who are reaching urban migrants with God’s love.

MARK & LISA DENEUI

  • Developing Indigenous Pastors
  • France

 Mark is a Bible teacher focused on the New Testament who trains church leaders and church planters in French-speaking Europe. Lisa teaches English as a Foreign Language and French, using her skills to build relationships and serve the local community while sharing her faith. Together, Mark and Lisa serve with a network of church plants in the city of Strasbourg. They are committed to making Christ’s love known by partnering with the local French church to love their neighbors, share the gospel, and disciple new believers.

D & J

  • Meeting Community Needs
  • Southeast Asia

D and J are building relationships with an unreached people group in Southeast Asia. Their hope is to see a new community of believers grow through intentional disciple-making and personal connection.

JOSEPH BRADFORD IV

  • Meeting Community Needs
  • Los Angeles, CA

Joseph launched his nonprofit, B.A.R.E. Truth, Inc., in 2018 to serve individuals and families in Los Angeles facing homelessness, food insecurity, and other critical needs. Through mentorship, independent living support, housing assistance, and wellness services, Joseph and his team help people move toward healthier, purpose-filled lives. They also host weekly feeding events on Skid Row in downtown Los Angeles. B.A.R.E. stands for Balance, Ambition, Respect, and Encouragement.

BILL ANKERBERG

  • Developing Indigenous Pastors
  • Estonia

Bill leads a missions movement in the Nordic-Baltic region, focusing especially on Estonia, where fewer than 2% of people identify as Christian. His work includes supporting church planters, developing local leaders, strengthening compassion ministries, and mentoring pastors and missionaries across both the Baltics and Scandinavia. This ministry began in 2008 and continues to grow in reach and impact.

PAT & BETH ANDREWS

  • Bible Translation
  • Arlington, TX

 Pat serves with Seed Company, a subsidiary of Wycliffe Bible Translators, as Director of Field Projects for the Pacific Region and as a Translation Consultant. He helps oversee translation work in more than 60 languages, coordinating efforts across 11 organizations and 28 internships. Many of Pat’s teams are based in remote island communities, which often presents communication and travel challenges. Even so, Pat makes it a priority to visit his project teams and interns each year.

DENNIS & DENISE AHERN

  • Caring for Christian Workers
  • Washington State

Since 1992, the Aherns have provided counseling and care to missionaries in more than forty countries. They have a deep understanding of the unique needs, challenges, and opportunities that come with full-time ministry. Their commitment to supporting ministry workers led them to open a retreat center in Washington state called Selah Glen, where they host and lead pastoral care retreats. Through this work, the Aherns are able to care for those who spend their lives caring for others.

MIGUEL & MARIA ADAME

  • Church Planting
  • Baja Mexico

Pastor Miguel leads a growing church in Mexicali, Mexico, where he and his family have been serving the community since 2013. Their church runs weekly Bible studies, monthly outreach events, and provides a steady, welcoming presence in the neighborhood. In 2024, they opened a free private Christian elementary school that supports students with special needs or who are considered at-risk. Journey of Faith has partnered with this ministry through more than a dozen short-term mission trips.

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